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Do you accept credit cards?

Discussion in 'Business Management' started by iStuart, Nov 2, 2016.

  1. iStuart

    iStuart New Member

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    I searched this topic and found nothing new since Dec. 2014 so thought I'd ask what you're all doing about accepting credit cards these days. Our contracts specify payment by check or cash at the completion of the job, but we get a fair number of people who don't read that even though it's bolded and highlighted. We're about to make some changes to our form and are discussing adding a line item discount for check/cash. We do have the ability to accept credit cards through PayPal via our website. It works. But I think in 2016 there could be an easier and economical way to accept credit cards out in the field.

    Square seems to be quite popular but requires a reader. How long does it take them to transfer money to your bank account? I was looking online to see what's available and found a phone app that uses your phone's camera to scan the credit card. It sounded interesting until I discovered that it folded in February. I'd like to know what you're using, how straightforward you find it to be, and whether you'd recommend it to others.

    TIA,
    Iris
     
  2. ValleyFirewood

    ValleyFirewood Addicted to ArboristSite

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    Square. Takes 2-3 days to have the $$. Costs aren't too bad. Like Sunday did a $590 sale, I got $573 out of it.
     
  3. mu2bdriver

    mu2bdriver ArboristSite Guru

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    My wife uses square and loves it. She just adds the fees back into the price of the sale. They've been around long enough to the point I think they'll be around for a while. Personally I wouldn't trust someone to take an image of my card not knowing if they were also taking a photograph. Square and PayPal should have you covered.


    Sent from my iPhone using Tapatalk
     
  4. ATH

    ATH Addicted to ArboristSite

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    Square will send you a free reader.
     
  5. Griff93

    Griff93 ArboristSite Operative

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    I used square Tuesday for a customer. We are cash or check as well. I'll process a CC but only if I don't have to eat the fees.
     
    Tenderfoot likes this.
  6. TreeHuggers

    TreeHuggers ArboristSite Lurker

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    We accept Square payments and online payments through our invoicing. Fees are about the same, 2-3 day wait is also standard. 2.5% with card swipe, 3.5% without card present. The fees stink, but the convenience makes our customers really happy and we get paid faster than if we had to wait on checks. I also feel that it makes us appear more professional.
     
  7. crotchclimber

    crotchclimber ArboristSite Operative

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    We use Aprivapay+ smartphone app. We have some card swipers but I haven't been able to get them to work 90% of the time so I manually enter the info even though the rate is higher. We always tell customers we prefer check or cash when they ask if they can pay with a card. We are moving our business management to Jobber software and I think that has it's own payment app so I'll see soon how that works.
     

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