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  1. S

    Looking to start up a business

    Time to pay my .05. "should I start a tree business" was my post about a year and a half ago. I went through the same thing you are, went into it feeling confident and then some similar responses and I to got pissed off and flew off the deepend for a few pages.....well read about it if you want...
  2. S

    whadja do today?

    Drama queen
  3. S

    My first audit

    Sounds like a good idea. I love electronic anything, still haven't broke down and bought a iPad yet but think that, invoice2go, and a WiFi printer ran off an inverter in the car would be the cats azz. Last year when I started I did a lot of jobs alone then picked up my cousin who is a union...
  4. S

    My first audit

    Curse you Matt (just kidding) just had to bring that up since you brought audits up in your love spat with mds! It's for my workers comp, sure they do it to everyone after their first year. Should be very educational since I am probably not doing everything correctly, I can't be but sure I will...
  5. S

    Went to the bank today

    I just don't understand why they don't take the money I make from the other source of income. I guess I am troubled by being shot down, I have never been turned away and am not taking it very well. Maybe for my own good but I keep getting these stump calls that I can't do. Need to just buy a...
  6. S

    Went to the bank today

    Thanks man, maybe the biggest thing is that I lost my job so I whipped out my 401k and bought my truck and chipper to get started. To offset the tax hit my accountant let me write off everything 100% so I showed a $44k loss. Guess that is.self explanatory I will call them though, thanks. At the...
  7. S

    Went to the bank today

    I have a CPA that takes care of all my records and does all the LLC stuff. Tried going through equipment (Rayco of MI) and they were having me go through some lease co with 16% interest on a 4k hour machine. As income goes my second job is a skilled tradesman at Chrysler so I am very stable. I...
  8. S

    Went to the bank today

    Insult to injury, I just got another call for a stump job....dammit have $500 lined up but is $350 a day for a 252
  9. S

    Went to the bank today

    I owe $140, making the payments or not a problem but I just don't seem to be getting ahead. It kills me to see how much I could save by getting the interest rates that are available but I can't touch them. Kills me
  10. S

    Went to the bank today

    So I couldn't get anything out of them for a stump grinder as a business, I thought I would take advantage of low mortgage rates. (Don't mean to get off tree stuff but you guys are the only ones I care to talk to) Currently I am paying 6.5% and local bank is at 3.8%. This would save me a few...
  11. S

    Hope I don't regret this

    I have been blessed in many ways and there were people that helped me and made me who I am and am thankful for it. It is people like you who make a difference and I hope everything goes well.
  12. S

    whadja do today?

    In Frankenmouth MI for daughters B-ball tourney. This place is like old time Germany, awesome food and I just had my first 5 Bitburger's! Really awesome beer! Nice to have a couple days away.
  13. S

    Would you do the same?

    Thanks for all the responses and it was a very awkward situation for me. Just got off the phone with the HO who is an elderly woman on a fixed income and had a wonderful rather lengthy conversation. I was just totally honest and she is going to have him do the job but she said she will need more...
  14. S

    Would you do the same?

    Patco, thanks for the input, that is how I will handle this.
  15. S

    Would you do the same?

    We are both super busy but every once in a while we get a chance to get together and usually just ride around looking at trees shop talking. I really enjoy it, cool talking shop with someone else that enjoys this work. There are only a few that we have both bid but what's cool when we go riding...
  16. S

    Would you do the same?

    He bid it yesterday and she called me today. Maybe it would be better to not even call back. I guess no matter what I end up looking bad as a business huh. I just feel I owe it to him for throwing me.a couple bones. It's only a $400 trim job but I am worried about image. Still $400 is $400...
  17. S

    Would you do the same?

    Senario, became good friends with another tree co in town and he gets a bid a mile down from my house. The HO wants a second bid so he gave her my card. This cat was layed up for 4 weeks last summer and gave me 2 jobs. So I had him tell me what he bid it at and I am going to go $200 higher so he...
  18. S

    whadja do today?

    Sucky day, went to a job I bid last fall to what I thought was a quick in and out.....4 hours later I finished. Trimmed the first tree and went well but when I got to a very old, large Maple that had been struck by lightning a few years back there were some very large hazardous limbs that had to...
  19. S

    whadja do today?

    Killed a Maple today over a deck and another limb over the house. Bid it right, took twice as long to carefully remove the limb than it did to remove the Maple. Let my groundie get a little bucket time and let him make 2 cuts on very small limbs but found it my best interest to got him back...
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