Ok, I see now, you had everything stacked and stickered, started getting some checking, then tried to slow done drying and developed some mold, is that correct?
I can see you are probably thinking you can't win for losing. Well I'm not far from you and being in the Mid Atlantic region also I know how humid it's been.
Here are a few thoughts on what's going on. First, oak is notoriously hard to dry and it is prone to checking. You really want to dry oak slowly and in a controlled manner. Other woods are definitely more forgiving than oak. Milling wood, esp oak, in late fall or winter gives you an ideal environment to start the drying of the wood in a gentle way, and this will help a lot in avoiding checks and mold. The cooler temps that time of year slow the drying down and, as a plus, inhibit mold formation. We've had a few tornados go thru our area this summer, I was able to score some logs from the clean up. Those logs are waiting patiently to be milled this Dec. They have had their ends sealed and are sitting on my property.
The hotter temps of the summer or late summer dry the wood more quickly even though it's humid. The hotter temps also facilitate mold growth. Now if your wood has had a few months of gentle drying in cooler temps, this eliminates a lot of problems, esp when you are dealing with oak.
Also as a plus, the cooler temps are easier on your saw, saws cool done a lot faster when it's 25 degrees out, and it's a lot easier on you, milling in 80 degree temps is no fun.