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  1. F

    Insurance audits

    Are there insurers that do not require yearly audits? Mine has started requiring tax returns as part of the process, which feels invasive, esp. as I have DBAs under the same LLC and report my P&L in aggregate. Never had a claim, pre-pay the year's premium, one-man show, no employees. Maybe it is...
  2. Chama Henry

    Getting paid for emergency storm work

    We do quite a bit of emergency storm related work in the spring and summer and have started to run into issues collecting payment. Most clients pay in a timely fashion but there are always a couple who drag their feet or ghost us altogether. We don't typically bill insurance. We let the client...
  3. Mleo

    Arborist damaged tree. Now what?

    We had a very full tree that was starting to encroach on our neighbor's roof. The arborist said they would lightly thin it and shape it. The result it horrible. Leaves have died, branches gone bare, and the shape is terrible. I'm worried that the effects of the shock to the tree will be long...
  4. eye.heart.trees

    [newb-work Q's/"halp!1!"] I've gotten 2 offers in past 18hrs to go to TX or LA with companies I still haven't worked-with....need advice!!

    Okay so I'm in a bit of a quandary here.... I'm in love with everything trees (5yr majorly-serious bonsai artist, wood-carver&worker, etc etc) and spent the past 6yrs here in FL doing "freelance handyman&landscaping" work, got good & built a big clientele for my needs (never had/have trouble...
  5. N

    Beginners liability insurance?

    Hi, I know this question has to get asked alot. But I've come here to get advice on finding a insurance company to cover a tree removal business I've just started. Looking for $1 mil liability. Not "trimming" but full removals. I'm experienced but decided to go out on my own. Anyone else...
  6. G

    Help with Johnson Energy Woodstove

    I’m trying to find the model number on a Johnson Energy Woodstove. The plate on the firedoor is missing. There is a plate on the top left corner of the stove but a lot of the writing is worn off, but we can make out “For model J9000”. There is a stamped number “7704” on the top plate...
  7. A

    Pennsylvania insurance and license

    Hey Fellers, I go by axe, I’m 27, I’ve been doing tree work since I was 18. I started dragging brush and humping logs for the first 2 years. Then taught myself to climb from untying my bosses knots. Long story short I still use simple monkey knot, running bowline, and Clove hutch. One rope...
  8. M

    Why and what insurance should a logger on my property have?

    Hello and good afternoon, I am considering hiring a logger to cut maybe 300-400 Pine trees on my property in Texas, near Houston. It is a small acreage property, about 12 acres with about 300-400 mature Pine trees to cut. I thought there were more the first time I posted, but I would have...
  9. J

    NC Insurance

    I am looking for the best deal on Workers Comp and Liability Insurance. I am also curious to the suggested amount of liability coverage, as well as expected cost of each type of insurance. FYI - I am not a certified arborist and in my first year of business. I saw a post about having to use a...
  10. Cupocoffee

    Stump Grinder insurance due

    It's that time of year. Insurance has gone up again. My total bill is $1,650 for the next year. I insure my 2013 Carlton SP7015 for $40,000. That part is $660. The rest is for General Liability with an aggregate amount of two million dollars. I have to grind a lot of stumps just to pay for...
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