even with good credit its hard to get financed, no one wants to shell out $$$ for used, new equip. they need quarterly`s, profit spread sheets, etc... secured property(house, biz supplies,etc..) & their still picky, with reason; the markets are not doing well & buisiness expansion during these times its just a crap shoot for lenders(they dont want your equip,etc. they want $$).
in my area, I just downsized, not workforce but equipment!! reason being the market is so competitive & cutthroat the only way to profit is to have no overhead, I only take jobs I can handle(I do miss the toys) if something over and above needs done I Rent!! no monthly payments!! my profit ratio is still the same.
work hard, save the money & buy it straight out!! unless you have contracts that will require it now!!
LXT..............
