Matt J Leppek
ArboristSite Operative
Hey all,
I've been looking at getting insured for general liability and workman's comp for myself. It looks like I will be paying roughly 3-4,000 a year. If I wasn't in college and I did it full time, this would be no problem.
I do less than 10 jobs a year solo. In fact within the last 365 days I have only done 2 solo jobs. Chances are, the cost of insurance will be more than what I make in a year from doing this.
I have 3 years experience in doing tree work, and I've only been climbing a year. I'm still quite green, but I know my limitations and have walked away from more jobs than I have accepted.
This being said, is it reasonable to work without insurance for the few jobs I do a year? Or should I bite the bullet, get insurance, and hope I can find enough jobs to profit?
Thanks in advance,
Matt
I've been looking at getting insured for general liability and workman's comp for myself. It looks like I will be paying roughly 3-4,000 a year. If I wasn't in college and I did it full time, this would be no problem.
I do less than 10 jobs a year solo. In fact within the last 365 days I have only done 2 solo jobs. Chances are, the cost of insurance will be more than what I make in a year from doing this.
I have 3 years experience in doing tree work, and I've only been climbing a year. I'm still quite green, but I know my limitations and have walked away from more jobs than I have accepted.
This being said, is it reasonable to work without insurance for the few jobs I do a year? Or should I bite the bullet, get insurance, and hope I can find enough jobs to profit?
Thanks in advance,
Matt