Ya Darin - there are only three stumpers in town - two owned by my former competition, and one from a rural fellow. I have a variety of buckets for the backhoe (down to 12"), a single tooth frost ripper that I have customized a tooth for to allow me reach under stumps and sever tap roots, and large pads to minimize damage to lawns. People are generally happy with this, but there are stumps I just refer to the stumpers.
People sometimes want the stump gone, tipping fees apply, so they may replant. Bigger stumps usually get buried deeper when the utility locates permit because again, they don't want to spend the money on tipping a 2,000 lb stump and refilling the hole.
I try to price and deliver service on the top-end of the price spectrum. I'm the same way with snow plowing. It is getting harder to do, because many people are becoming self-employed and entering fields where they see a niche - relardless of whether they are qualified or not. Still, in my situation, I have few hours to commit on a daily basis, so I have to charge more to cover the overheads. My market is about 80,000 people.