The extra half of OT is supposed to be subtracted from the totals anyways here? If you can keep exact records changing from one category to the next from job to job is how to save money.
50%????!!!! That would suck.
50%????!!!! That would suck.
Sucks to be a legit company in Calif. But its no garden party being an employee either out here. The Pay scale sucks, mostly due to the high rate o WC.
I'll sit home and watch t.v. before I work for less then 17.00 an hour. I work under the table sometimes for Cash, but then I worry what if I was seriously injured on the job? I am an old school kind of guy. I would never file a claim unless it was really serious, in that case I would be glade for WC. That is what it suppose to be for.
I have known people who hurt them self's playing soccer or some other activity away from work and wait tell they get to work and act like it happened there. The mentality being let my employer pay for my folly. That is stealing same as if you came in with a gun and robbed your employer. If such claims were investigated and prosecuted to the fullest, and those who do it given a stiff prison sentence, rates would go down, and the pay scale would go up I beleave. As it is now at lest in Calif, your chances of getting caught are nearly zero.
I worked for companys who have done the following to off set the high cost of WC. I'm not suggesting any one do this, I'm just saying,
Cash for all over time off the books, bought a truck off one guy and he deducted the payments off the top of what I was owed off the book. One pay scale for climbing, one for when I was out of the tree(hated that) One guy had WC but wouldn't put you on the books unless there was an accident. Then if you were hurt that was your first day. That same guy was blackmailed by a employee for 10,000.00 for an injury the employee got playing ice hockey. We knew he was lying, but he held all the cards(it a 10,000. per employee fine I think for not having WC)
I am currently working on my contractors lic. so my employers won't have to pay WC, but then I have to offset my pay scale to cover my ins.
50% + WC here in Calif. hurts every one but the ins. companys. Giving dishonest employees a free rains to rip off their employers is the problem I believe, and making examples out of rip offs the solution I think. Put the fear of God in those who
feel the need to rip off their employers. WC in theory is great. I like knowing it's there if I am injured and need serous medical attention while hurt on the job. If I was hurt and could never work again, I would be thankful for WC. But it seems it has gotten frivolous and a burden, hurting legit guys who pay it, making a uneven playing field against those who don't, and trickling down to the honest workers in reduce pay.
b
WC should be the least of your worries if you are calling employees subcontractors. The IRS has a lot to say about classification of workers...
Back payroll taxes and FICA have put more than one company out of business when they thought they were using independent contractors.
If you have a family you really have to think about it. it cost me close to 10-15 grand a year for comp depending on how much i pay in wages. i will gladly pay it to stay out of prison..
Only 10-15k?? I have a really small co. and run alot of lawn and landscape category comp and still pay almost $10k/year and I've got great rates. That doesn't even include me, I've got myself excluded. You're working 6-7 days a week doing tree work with all that eqpt. and only paying $10-15K?
Matt,
The laws in Pa have changed, now you can cover yourself with workers comp. I just declined it when i renewed my policy
I hear owners cry about W.C. being expensive and it is but when I bring in between $1,700-2,400 everyday for years and years how is that not compensating for it. Sitting in your office or big car.....drinking coffee and smokin big cigars. You owners really think your big shots when you start doing paperwork. This is what I see. I see former climbers either have business ethics and save $ or have a windfall of some sort and get the company going. Then all the ground work they layed while working hard pays off with good clientele. Then you screw the other climbers and crew by only working when you feel like it. Hit a couple of gravey jobs 2-3 times a week, pull in some quick cash, pay the guys some chump change, and then play with your kids the rest of the week. Rare to find an owner who busts it like a foreman. Even then they cry about operating cost. All while riding around in a new truck with a new wife in her new car, that's parked in the new garage. They don't spen much time there because of so much vacationing. Be really big or be really small I don't care pay me or don't get into it at all. Famouse owner words upon hire.....I know your worth this but I can only pay you this ....
They need an option for employees to have their own insurance at work. Then I can tell the boss I pay all my bennies you just pay me my worth.
Such B.S. all I want to do is cut trees. One of the reasons I picked this profession was the low oversight now I might as well be an electrician.
There are as many types of owners as there are people. I've worked for some real A- h_les over the years, who were more then fair in their compensation to their employees . I have been self-employed so I understand whats involved. We employees only see part of the picture, I personally don't have what it takes.
...Workers comp is nothing compared to everything else, unless you're paying 50%, like I said that would suck!
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