Two reason for placing ears at least one inch, at most four below the apex are:
1: Even may not limit fiber tear, although it should
2: Below will allow full holding wood all the way across, at place where the most strength lies.
This is not always necessary, but no reason not to have the ears, splint cuts, whatever ya wanna call 'em, below.
remember Mad magazine? Well, dad called those "spinnaker ears", sailor, and name caller that he wuz...
I think they pinned my bro's back when he was born, they're almost stuck to his 'ead.