I have been using my 251 for 2 years. Normally it gets 2-3 tanks ran through it then the cover, chain and bar gets taken off and everything is blown out. The top cover comes off and is blown out. I also blow out around the muffler and blow out what fins I can get to. I do this with all my saws. I think taking care of your saws has a lot to do with how long they last.
Never had a problem with the one nut on the cover. I would like to see more oil on the bar though. I have seen that if I use Poulan Pro oil in it instead of Stihl oil it oils more. I have actually thought about running motor oil in it to get it to oil better. Aside from the oiler I don't have any other problems with the saw. It's light and has plenty of power for what I do with it. If I need more power I grab the 391. If I need less I grab the 170.
I have a few saws and haven't had any major failures. I have repaired many saws that have had major problems. Most of these problems could have been stopped by keeping the saw clean, keeping the chain tensioned properly, keeping the chain sharp, servicing regularly and using the saw as it was intended.