Meilleur's formula is simpler.
Sounds like how I do apple anymore. Remove about 1/3.
20% is better than 25%, but allowing extra sprouts to remain means they will be larger in the future, and the cuts will be bigger.
There is a greater rule amongst the experienced, and that is learning to bend the rules without breakiing the rules.
25% is not applicable as a rule anymore when the detriment of leaving growth will cause greater problems.
And really, leaving 2/3 of the biggest sprouts is probably within all the guidelines anyway. 1/3 of the sprouts is probably 15% to 20% of the canopy.