ponderosatree
ArboristSite Operative
I'm shopping my policy around. Besides The Hartford who will insure a tree service company? Seems like a lot of the big names out their don't cover tree service.
West Bend Mutual has a very good policy, though my broker is not licensed to write in CA.
http://www.thesilverlining.com/Agency_Locator/AgencyLocator.aspx
E & O ?
I have my coverage with Erie but my wife's sister wants to look at my policy and see if she cannot get me a better deal.
I just tried that link and it brought up the place my wife's sister works at! Thanks, looks like I will hafta "crutch" on over there and check things out.
Errors and Omissions? Would that be more for consultation?
Errors is important in case you ever remove the wrong tree.
Errors and Omissions? Would that be more for consultation?
Or if you prune a tree and do not bring up a defect that leads to failure later in life. I've heard of people suing for defect related failure in trees that were not worked on.
E&O assure representation coverage in court
I talked to my agent about rental equipment the other day. They will write at around $250/1000 for an annual policy; but if I only do it occasionally they will do it on a monthly basis, they will write it for the period of rental.
The best part was that if it was for only a few days e g 250/365=$0.69 so 3 days is $2.07; not worth doing the paperwork. So they will send the rental company a cert to cover me and collect only if I do it an appreciable number of times in the policy year.
I was quoted $1000 for a $35,000 policy (annual) on rental equipment. If I pick up some recent bids, I will be needing a 50' tow behind and a 12" chipper for a couple of days at a time (possibly a skid steer in the mix)
is that 35,000, or 350,000? 1/35 sounds very high; and $35K would not replace a big chipper.
for only a few days e g 250/365=$0.69 so 3 days is $2.07;
Me an my decimals, $2.50/1000 of value
West Bend Mutual has a very good policy, though my broker is not licensed to write in CA.
http://www.thesilverlining.com/Agency_Locator/AgencyLocator.aspx
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