I will try to remember to answer all questions.
First, Insurance will only pay if tree or limbs fall on a structure, and then it will also clean up debris, structures include fence, houses, out buildings,weather heads. We had a limb fall on our house but it rolled off and it was the top out of a silver maple. All of the limbs that fell on us came from neighbors. The Shrub,President Bush declared us a disaster area Monday. We still have 25,000 out of power just in the Springfield, Mo area, we have power.
I am pretty sure the oak trees were both white oak.
Treeseer I have copied your info. and will pass it on to the local paper and tv stations thanks. Also I copied the info you sent on my other post, Storm Damage.
You may be able to see pic at News-leader.Com