scag52
ArboristSite Operative
I built a 24/32 garage over my owb and called my homeowners insurance to add it to my policy. They wont insure it . Even sent me a letter to sign . Anybody else have this ? I use Erie Insurance co.
I wouldn't insure it if it were mine.
Insurance companies are crooks! Their goal is to get as much money coming in as possible, with as little going out as possible.
I don't and will not have home owners insurance. Yes I own my home
Insurance companies are crooks! Their goal is to get as much money coming in as possible, with as little going out as possible.
I don't and will not have home owners insurance. Yes I own my home
I own an insurance agency and write for Erie Insurance. Erie has no problems with an OWB as long as the specifications are met that the manufacturer sets.
No disrespect, but you took the unit out of spec when you put a building around it. That is why they are giving you a problem. Do not blame Erie Insurance because you took it upon yourself to put an outdoor wood stove inside.
But a friend of mine did, by the time the crooks got done adjusting for deflation, age of buildings, he would have been ahead to just put his money in a jar every year and be self insured. Make sure you read the fine print when it comes to "replacment cost." Insurance companys are not in business to write checks, One more observation, of the 3 agents that I know, 2 of the 3 have lakefront homes, the 3rd has a nicer "vacation" home than most people live in. Man I hate insurance, but you gota have it, I guess!
Enter your email address to join: