Cash flow is a toughie. I've taken out small, fairly short term loans for the forklift and the PackFix. I've heard it said both ways, business fail because they borrow too much money. And, business fail because they don't borrow enough money. Some people are more at ease with risk than others. Up to a point, it has not been about making money, as I've enjoyed the work and the process. I've always commuted to job sites 30-200 miles. Working at home in the wood lot is great. The investment in equipment makes it easier and more productive. As far as equipment, I do have much more than most home owners, but as compared to other AS contributors that make a living, or partial living, from firewood my equipment is pretty bare bones. A splitter; conveyor; forklift; and bundler. Some of these guys have processors, skid steers, log trucks, full shops; and employees, family or partners, or some form of those. Some farm and use equipment or land not entirely supported by firewood. Everyone is different. I would never think of hiring someone, even a neighbor kid, because of liability. I've considered renting a processor, but I could not make the numbers work out without working for free. Also, my age is becoming a factor, especially when I think about a loan for a processor. The 85k dream machine is nice, in that there is no re-splits, but I'm not taking a home equity loan for firewood, and a ten year equipment loan seems ridiculous at my age. This years physical impairments attest to that. A 30-50k machine would be a substantial payment, re-quire re-splitting, and make cash flow tight to feed it. In the end, I think what I'm doing is good for a year or two, or possibly an Eastonmade box wedge with pull back arm, which would be a 85k dream machine without the bells and whistles, and leave wobble room for other things. As far as the PackFix, it should have more resale value than a pile of bulk bags.