i live just south of erie pa ,yes erie insurance is cheap in premiums compared to most insurance companies everyone loves their agent till they need them to fulfill their part of the bargain ! dont let that fool you as they will drop you real quick if they think they have to pay out or even think they may potentially need to pay out ,i know of several people in my area who went to court because erie wouldnt pay out claims and those individuals eventually won their cases .sadly insurance in general is a huge ripoff ,most of the insurers in my area seem to have the biggest houses and the fanciest cars but if you actually need their services or something taken care of they cant be bothered other than to take your payment ..oh they do call from time to time to give you a friendly reminder your premiums are likely going up the following month ,their books are chalk full of disclaimers for every minor detail unless its cleared with them and fits their specific descriptions .weather its the guy who answers the phone ,writes the policy or the claims officer who denies you ,they are basically one in the same in most peoples eyes ,atleast a used car salesman actually gives you something tangible for your money .if it were me i would schedule an appointment with your agent butter him up reason with him and show him what your intentions are and hopefully they wont make you jump through hoops but i wouldnt hold your breathe.unfortunatly often your almost further ahead to do like your great grandparents did and save your extra money in jar
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