I understand the difference in linear inch & cubic inch and how the stump grows exponentially as the diameter increases. Originally I was pricing everything at $2/inch regardless of size which was way too low for bigger stumps.
As far as incidentals, I usually kick in extra as the job demands it. To reduce my machine (Vermeer 352) for a narrow gate, I usually kick in an extra $20. Excess distance, I figure in a little extra for fuel. I don't dig, haul or refill if I can help it. I do grade & dress the shavings, and blow off the sidewalks or porches if needed. That is usually figured as part of my $100/hour rate.
Our problem here is too many "beer money grinders".
I just bid a 56" pine stump w/6' of roots in each direction (probably about 17 linear feet of grinding area), inside a stone wall fence with one 35 1/2" cypress doorway. Money was not an issue with these people. This was one of 3 homes that these people own. One of them being on the beach on the Mexican coast. I told them that I'd do it for $400.00 which I thought was EXTREMELY cheap. Hubby sounded happy, & said that he'd call me as they were going out of town for a few days. I left feeling that I'd gotten the job, and that I probably should have bid more.
I get a call a week later from the wife who says that the guy that took the tree down could get her a grinder to do it for $100. I advised her that I couldn't do it for that, and I would be surprised that anyone else would do it that cheap. Even gave her the pitch about doing a thorough job, insurance, customer satisfaction, etc. Yesterday, I talked back with her, &, sure enough, the tree guy got her a grinder for $100. He did the job on Monday.