Whats that got to do with what was being discussed? If you need to drink, cut & drink drive you may have a substance abuse problem
here is something from the US
Section 63.07 observes that automobile liability policies do not exclude coverage for driving while intoxicated per se. Illegal and dangerous, yes; barred from coverage, no. An intoxication exclusion is invalid under most, or all, financial responsibility laws. However, where the intoxication leads to the conviction of a felony, the criminal act exclusion may apply.
The invalidity of an intoxication exclusion will not save coverage where the criminal exclusion act applies.
Driving while intoxicated, or under the influence of alcohol, can carry serious criminal charges. For the majority of drunk drivers, only a misdemeanor conviction is applied. For those drivers whose conduct results in an accident with another vehicle, property, or pedestrian,
the offense is labeled a felony instead of a misdemeanor.
- See more at:
http://www.lexisnexis.com/legalnews...-edition-chapter-63.aspx#sthash.Xmk2qcao.dpuf
the real test of common sense test is whether you would teach your offspring by demonstration to drink, use a chainsaw then drive home possibly drunk. Its a no brainer really.