Would you climb this?

[TreeAce]

"They don't want to tell you why they are breaking it down into pieces, nor what parts they are going to decline, because they know you will bump up estimate for the covered components to minimize the homeowners personal expense on the job. "

Which is why I just bumped up EVERYTHING. I understand they only want to pay for some of what needs to be done. I personally have doubts they will pay to have the rest of the tree taken down. HO daughter thinks they will....

 

[Natewood]

I'm pretty sure the deal is(in our area) the only give 500 for debris cleanup/removal and typically thats the deductible. time to get creative in your invoice wording .I fought with an adjuster over them trying to screw my customer(bc we do work like that before adjusters make it out) and he told me to interpet cleanup as raking and debris removal as driving the truck to the dump.Sounds fair to me!

 

[Natewood]

I think that tree they'd pay to take the other side down! even though it is as strong(theoretically) as when the other side was up, it looks dangerous.I cant believe the tree is still standing days after.We do trees like that on the spot.
a good (and valid) argument you can make for the standing halfs removal is that it is an immediate danger because its not acclimated to its enviroment and with a lean and biased weuight it could fall at any time.
I've had some ins co.s not pay for the standing side and then tell the HO to take care of it or get canceled. it happens a lot more now after katrina/wilma when they started crying broke

 

[Koa Man]

I would call James, the narcoleptic tree cutter. He gets things done cheap and climbs anything. :msp_laugh:

 

[ShermanC]

Very interesting...the plot thickens like gravy left on the stove too long.

After I read Natewood's thoughts I wondered how much is the HO's deductible. Then I wondered if the insuror's reason to segment the bid into types of work is their way of telling the HO the policy only covers property damage and won't cover possible hazardous conditions, i.e. leaving the trunk standing unless the HO wants to pay for its removal. If so, this will result in someone being awarded only the work to remove the hazardous top, then dispose and clean up while staying off the XXXXy neighbor's property, all at the HO's expense unless the job exceeds the deductible. The way this case is developing, it would be smart to get all understandings in writing or walk away from it.:msp_ohmy:

 

[climberjones]

I bid a pin oak that had broke loose from the ground and was just being held up from the tree beside it the tree was hanging over this very nice garage with a 60s something restored t bird and a lot of nice property inside A good wind was all this tree needed to be blown onto the garage . The insurance company said they didnt care until the tree was on it!!!!!!

 

[ShermanC]

Sad but true climberjones

I bid a pin oak that had broke loose from the ground and was just being held up from the tree beside it the tree was hanging over this very nice garage with a 60s something restored t bird and a lot of nice property inside A good wind was all this tree needed to be blown onto the garage . The insurance company said they didnt care until the tree was on it!!!!!!

You wrote this leaving room for us to ask...did you get the job and do you have photos to share? This situation reminds me of a sitcom of the 1950's called The Life of Riley starring William Bendix. Often he would get uptight and say, "What a revolting development!"
Then I thought about Wylie Coyote and how he might set up that pin oak to fall on Roadrunner and miss the T-Bird. It sure helps to have a sense of humor for working in the tree service business.

 

[pdqdl]

Insurance companies tend to not pay for tree work. Risk is everywhere, and they expect the HO to keep risk to a minimum.

They pay for damage, and only damage that is insured. So...disposal, cleanup (unless damage-related), risk elimination: those are all things they do not feel liable for.

They WILL cancel a policy if you have a known risk that you do not eliminate, though! Don't ask for them to pay for tree trimming; that's like saying you want them to loose money paying for your responsibility.

 

[Natewood]

yeah, you know how many times I get called for a dangerous TD and when they hear the price they'll say" I'll just wait for it to fall and let the ins take care of it". This is why ins companies are not paying for everything because it almost encourages HO's to be negligent.

 

[Natewood]

After I read Natewood's thoughts I wondered how much is the HO's deductible. Then I wondered if the insuror's reason to segment the bid into types of work is their way of telling the HO the policy only covers property damage and won't cover possible hazardous conditions, i.e. leaving the trunk standing unless the HO wants to pay for its removal. If so, this will result in someone being awarded only the work to remove the hazardous top, then dispose and clean up while staying off the XXXXy neighbor's property, all at the HO's expense unless the job exceeds the deductible. The way this case is developing, it would be smart to get all understandings in writing or walk away from it.:msp_ohmy:

All you need to worry about is the contract with your client , not their ins. co. of course I'd be accomodating but its really not your problem what is covered since the tree has to be removed anyways.I cant believe it is still standing, in my area you have 24hrs to correct hazards or the township will contract someone to do it and hand you the bill. Oh and if you dont pay it it goes on your tax bill. Neighbor must not be that terrible!! lol

 

[climberjones]

You wrote this leaving room for us to ask...did you get the job and do you have photos to share? This situation reminds me of a sitcom of the 1950's called The Life of Riley starring William Bendix. Often he would get uptight and say, "What a revolting development!"
Then I thought about Wylie Coyote and how he might set up that pin oak to fall on Roadrunner and miss the T-Bird. It sure helps to have a sense of humor for working in the tree service business.

Negative did not get the job ho didnt want to pay for it he just thought he could call insurance guy because it was inevitible it would fall on it and they would take care of it prior to it falling WWRRRROOOOONGG!!!!

 

[TreeAce]

I havent heard back from Insurance agent yet. She prolly has nothing to say to me after the prices I quoted her :jawdrop: I dont think I even care at this point if she does call. I am grateful to say that I have a nice work load right now. That little ice storm has been a great thing for me. If things hold together ok it looks like I could actually be AHEAD of the game heading into the new season. Its suppossed to rain all day tomorrow. If it does I will take a ride and see if the tree is still up and snap some more photos. Even just for our viewing pleasure. Maybe I will even knock on the neighbors door and see for myself "how they are"....I have nothin to lose by trying to talk to them. One time a HO told me to stay away from neighbors property cuz he is a prick...I HAD TO USE HIS YARD....so I go and talk to the guy myself. Dude was cool as heck. Really nice guy...he just hated HIS neighbor...my customer. He had no problem with us roping some limbs down into his yard, AS LONG AS WE ASKED...

 

[prentice110]

I havent heard back from Insurance agent yet. She prolly has nothing to say to me after the prices I quoted her :jawdrop: I dont think I even care at this point if she does call. I am grateful to say that I have a nice work load right now. That little ice storm has been a great thing for me. If things hold together ok it looks like I could actually be AHEAD of the game heading into the new season. Its suppossed to rain all day tomorrow. If it does I will take a ride and see if the tree is still up and snap some more photos. Even just for our viewing pleasure. Maybe I will even knock on the neighbors door and see for myself "how they are"....I have nothin to lose by trying to talk to them. One time a HO told me to stay away from neighbors property cuz he is a prick...I HAD TO USE HIS YARD....so I go and talk to the guy myself. Dude was cool as heck. Really nice guy...he just hated HIS neighbor...my customer. He had no problem with us roping some limbs down into his yard, AS LONG AS WE ASKED...

Now you say your busy.... If I were starving, I wouldve climbed it but I sure wouldnt have been happy about it. If you go out there and take more pics, take some of the front of the house. I wanna see why a crane wont reach. Also take some looking toward the drop zone. Its just a tree.

 

[TreeAce]

Now you say your busy.... If I were starving, I wouldve climbed it but I sure wouldnt have been happy about it. If you go out there and take more pics, take some of the front of the house. I wanna see why a crane wont reach. Also take some looking toward the drop zone. Its just a tree.

Ya, it's just a tree. Really not that big a deal at all. I must say I really do regret starting this thread. Are u impling that by me saying I am busy is somehow the same as saying I am scared? All I am saying is that I havent heard back and I dont care if I do. As far as reaching it with a crane from the front yard...of course it could be done...but not very practical given the size crane needed to reach that far into back yard. IDK..maybe I am wrong. I have misjudged what my buddies 28ton crane can reach before. I am sure his 40 ton could reach it though. But I think it would mean blocking off street because its narrow. But it could be done.Next thing with that is my dude or the ONE other guy I know of with a crane that size wont even pull it outa the barn for less than a grand. So with that cost and paying my help and then maybe I could make some money to....it is not practicle. I really didnt start this thread to find out how to do this job IF I get it. I am a big boy and can handle it just fine. If I do go take another look at it I doubt I will post pics. Just to many F heads with smart a.ss know it all comments. Or at least one and thats to many for me....

 

[TreeAce]

You know what...I wanna take back the F head part...thats outa line. I think wise a.ss know it all drunk is more like it...but u r not a F head...

 

[NCTREE]

You know what...I wanna take back the F head part...thats outa line. I think wise a.ss know it all drunk is more like it...but u r not a F head...

and who would that be?opcorn:

Thats quite a statement to make about someone without even knowing them

 

[tree MDS]

LOL!

One time I had a storm damaged black locust that I had been considering climbing, fall down in the interim.. makes one think.

I really don't think (within reason) that a climber can ever be too careful when assessing a tree like that. It's what keeps us alive.

I wouldn't worry so much about the armchair arboring here Ace, it's just the crap you have to wade through around these places. It's all good though..

 

[tomtrees58]

yup that one is easy but i would not rope it just chunk it

 

[TreeAce]

LOL!

One time I had a storm damaged black locust that I had been considering climbing, fall down in the interim.. makes one think.

I really don't think (within reason) that a climber can ever be too careful when assessing a tree like that. It's what keeps us alive.

I wouldn't worry so much about the armchair arboring here Ace, it's just the crap you have to wade through around these places. It's all good though..

You are right. I just get alittle tired of it sometimes. It can be frusterating. I feel like this thread has been alittle misunderstood. Prolly my own fault. When someone posts on here "would you" it is easily taken for " I dont know what to do". I do need to lighten up. My daughter woke up with a 102.8 fever and I drew short straw on staying home with her. It is supposed to start raining here soon but I know we coulda worked....more frustration...

 

[justme23005]

You are right. I just get alittle tired of it sometimes. It can be frusterating. I feel like this thread has been alittle misunderstood. Prolly my own fault. When someone posts on here "would you" it is easily taken for " I dont know what to do". I do need to lighten up. My daughter woke up with a 102.8 fever and I drew short straw on staying home with her. It is supposed to start raining here soon but I know we coulda worked....more frustration...

I think most of us understand why you started this thread, and appreciate you asking our opinions. (not advise) we realize that you are perfectly capable of doing the job properly. It never hurts to ask for a second opinion, and thats how I took it..

Would that tree hold you without breaking? Hell yeah.. of course it will.. Would I climb it? No, Not unless work was really slow, & I needed the money REALLY bad..