David (saltas)
Addicted to ArboristSite
house and contents
I have been shopping around.
There is no good reason property insurance has gone to hell after what happened last year cyclones and floods.
With a $1000 dollar excess and a exclusion from flood cover, (it wont happen, and down stairs is cement blocks and tiles) I got a quote of $2600 after I dropped contents to $50K and Dropped a $100k of the house, The reduced cover will not build a new house but it would cover the materials and keep us in food while I rebuilt it myself
I have bee through a 1 in a hundred year flood back in 1998 and my house did not flood, Down stairs all the doors have a 100 mm sill under them so any run off water does not blow in.
I know some on who is with in a 100 meters of the 1 in a hundred flood, storm surge model and they cant get any insurance under $9600 for house and no contents if they want contents it is double that.
I have been shopping around.
There is no good reason property insurance has gone to hell after what happened last year cyclones and floods.
With a $1000 dollar excess and a exclusion from flood cover, (it wont happen, and down stairs is cement blocks and tiles) I got a quote of $2600 after I dropped contents to $50K and Dropped a $100k of the house, The reduced cover will not build a new house but it would cover the materials and keep us in food while I rebuilt it myself
I have bee through a 1 in a hundred year flood back in 1998 and my house did not flood, Down stairs all the doors have a 100 mm sill under them so any run off water does not blow in.
I know some on who is with in a 100 meters of the 1 in a hundred flood, storm surge model and they cant get any insurance under $9600 for house and no contents if they want contents it is double that.