Well my insurance company came by back in the fall to snoop around one day and take pictures of my place. I now conveniently get a " wood burner questionnaire" in the mail today asking all kinds of random questions that only pertain to an inside wood stove or furnace.
I can see the writing on the wall, they found a carrot and are now going to jack my rates. The good news is I have a propane furnace, which of course is my primary source of heat..
Anyways, I was always of the impression that insurance companies don't care about OWB's, since they're outside the dwelling. When I had State Farm I brought it up, he said " is it outside?" I said yes and he said " I don't care about it then"
I truly think the insurance companies just see it as an excuse to create a risk that doesn't really exist, and as a result bump rates.
Curious what others experiences have been in this situation?
I wrote them a note on the questionnaire saying if my rates so much as changed I'd cancel my policy, we'll see how that goes.
I can see the writing on the wall, they found a carrot and are now going to jack my rates. The good news is I have a propane furnace, which of course is my primary source of heat..
Anyways, I was always of the impression that insurance companies don't care about OWB's, since they're outside the dwelling. When I had State Farm I brought it up, he said " is it outside?" I said yes and he said " I don't care about it then"
I truly think the insurance companies just see it as an excuse to create a risk that doesn't really exist, and as a result bump rates.
Curious what others experiences have been in this situation?
I wrote them a note on the questionnaire saying if my rates so much as changed I'd cancel my policy, we'll see how that goes.