Fighting with insurance

[GeorgiaVol]

So a dude ran a red light yesterday and clipped me. He then proceeded to lie to the cops saying that I ran the light. Nobody stopped to offer a statement. The cops said there was nothing they could do to determine who was at fault. Anyone ever fought one of these he said/he said claims? I only have liability on my truck so I'm just out damages if his insurance doesn't pay.

 

[GeorgiaVol]

Considering I was pulling onto a busy 4 lane road with a median off of a side road, it would have been nearly impossible for me to run the light and NOT get hit.

 

[GeorgiaVol]

It was recommended by the attorney to file it it small claims court, and he walked me through the process.
So that is what I will try. Either way it goes, at least I didn't just give up without a fight.

 

[1Alpha1]

Good for you taking it to small claims court. Make a poster sized drawing of the area in question if possible, showing direction of travel and such.

 

[lone wolf]

So a dude ran a red light yesterday and clipped me. He then proceeded to lie to the cops saying that I ran the light. Nobody stopped to offer a statement. The cops said there was nothing they could do to determine who was at fault. Anyone ever fought one of these he said/he said claims? I only have liability on my truck so I'm just out damages if his insurance doesn't pay.View attachment 985841

No traffic cam at that light?

 

[GeorgiaVol]

Nope. Not out here in the sticks. Lol

 

[pdqdl]

I had a similar problem one time with an accident in a parking lot. His insurance was stalling for months, denying the validity of my claim.

I said "FINE. Cut me a check for $xxx.xx before XY date, or I'll just file in small claims court. We'll let the judge decide who should pay for the damages."

I had a check the very next week.

 

[GeorgiaVol]

Oh, I found a witness who was behind me and gave a statement to the police that my light was green.
I also filmed a video of the intersection from my direction showing the impossibility of running it from my side.

 

[GeorgiaVol]

After several phone calls they have decided to cover my damages.
Guess I am 2-0 vs insurance companies.

 

[Blue Oaks]

Good work.

 

[GeorgiaVol]

Of course they low balled the repair estimate and are refusing to give me a diminished value adjustment.
Not over yet I guess.

 

[lone wolf]

Of course they low balled the repair estimate and are refusing to give me a diminished value adjustment.
Not over yet I guess.

Wait till they try to give you junkyard parts.

 

[GeorgiaVol]

yep, that was on their estimate.
This is dumb. My truck is not a $40k vehicle.
Just give me $5k and I'm good.

 

[lone wolf]

yep, that was on their estimate.
This is dumb. My truck is not a $40k vehicle.
Just give me $5k and I'm good.

Crooks!

 

[grizz55chev]

yep, that was on their estimate.
This is dumb. My truck is not a $40k vehicle.
Just give me $5k and I'm good.

$5k? Maybe $2k.

 

[GeorgiaVol]

I have been to 2 shops, both said repairs would run close to $2,500.

 

[GeorgiaVol]

Going to a 3rd today

 

[GeorgiaVol]

3rd estimate $3k and 7 working days

 

[lone wolf]

3rd estimate $3k and 7 working days

Now what about a rental car fee?

 

[GeorgiaVol]

Exactly.
And I need a truck. I am doing projects. I can't bring supplies home in a Malibu.