Tight job site today. Speedlined the brush and flopped the log. Didn't do to bad felling the log. Definitely got the nerves going. Another day another job.
tennessee law states I must have 2 million in general liability for tree workAre you capable of doing 2 mil in damages skinning up a rhododendron??
This sounds like a good plan for you and Pa! Lol. 14… 14” trees….
When is drivers test??16...
Call a local broker. They can package your commercial auto, liability, and workers comp for when you start hiring employees. It doesn't hurt to get an inland marine policy to cover your equipment as well.tennessee law states I must have 2 million in general liability for tree work
its cheaper for me to pay out of pocket rather than use my insurance short of replacing a house, but the government wants money
thanks mike, definitely want to drop next and get a legit insurance companyCall a local broker. They can package your commercial auto, liability, and workers comp for when you start hiring employees. It doesn't hurt to get an inland marine policy to cover your equipment as well.
We use Amerisafe, which covers high risk construction contractors like arborists and roofers.
It's much better to be properly insured and not pay out of pocket. No one plans to have accidents. It's very important for your customers to know their property is covered. If your current ins. co knew what you were doing they would drop you immediately.
We've had a handful of claims over the 10+ years I've owned tree businesses. It was worth every penny.
Don't walk, run to get properly insured.... And get ready to open up your wallet.
I know right. It's actually the back of the barn.That house looks downright spooky?
Sounds like you have it all figured out! I would stay with next insurance and stay under the 30' trees/14" diameter.thanks mike, definitely want to drop next and get a legit insurance company
ive only ever damaged 2 fences, first one was a single picket off a fence that was being torn down anyways (we still fixed it), second one was popping a single strand of barbed wire, had an oak top that fell on a dudes garage (storm damage), with a cable line going through the tree, and HV lines right near it (we were bellow, zero chance of contact), due to the wires in the tree I forgot about the fence, had a piece land tip heavy and bounce back into the fence
never made an insurance claim, and never had to pay out of pocket for damage or injuries, the way I work is so that even if something fails the damage isnt too great (small pieces, one at a time, extra care around windows)
next covers maybe 2% of the work I do, we dont do small trees, typically we get the big nasty ones that the big companies wont touchI know right. It's actually the back of the barn.
Sounds like you have it all figured out! I would stay with next insurance and stay under the 30' trees/14" diameter.
But if you do want to step up the insurance coverage just go to your local broker. Google local insurance coverage near you.
Good luck! Stay safe!
Helmstien has some good advice.next covers maybe 2% of the work I do, we dont do small trees, typically we get the big nasty ones that the big companies wont touch
Does anyone know if Doug (AA) is still alive?Aerial Arborist has apparently either been cloned, or has a grandson.
Does anyone know if Doug (AA) is still alive?
Jeff
That is what I think I heard, heart attack. He was a hoot.I think I remember hearing that he died but that could’ve just been a rumor, not sure.
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